Car Accident Lawyer in St. Louis
When an individual is injured in a car accident he is faced with medical bills, lost time from work, and physical disability or damages of varying degrees. If you are or a loved one has been injured in a car accident, contact the attorneys at Traffic Law Center immediately.
Insurance companies are in business to make money, and they make money by saving money. When you call an insurance company claims office you will be speaking to a highly trained and experienced claims specialist. They are trained to settle claims for the least possible amount. They've got the lawyers, the database, the time and the checkbook. They can make you jump through hoops and wait and wait and wait to get paid. And in the end, they can simply say "no," leaving you a year or two after your accident with no other choice but to file suit to recover. When dealing with an insurance company, the penny they save just might be coming out of your pocket.
"Penny Wise and Pound Foolish"
This expression comes from England where money is measured in Pennies and Pounds (cents and dollars in the U.S.A.). It means being smart and cautious ("Penny Wise") about the little things and foolish ("Pound Foolish") about bigger financial matters.
This applies to cases where people believe that that they can handle their personal injury cases. They know that they're hurt and have lost time from work. A 20-year old with a neck or back injury may be 90% recovered in 3 months, but he isn't thinking about the nagging neck pain that he will have for the rest of his life. Or that when he's 50, he will develop arthritis in the area, and spend the 40 years of his life in excruciating pain. He may just be thinking about next month's car payment and he will use a quick insurance settlement to pay a few bills. Wouldn't this individual benefit from the calm and reasoned advice of an experienced attorney?
Or, what about the guy who tries to handle his own case, realizes that he's not up to it, and then calls a lawyer? Did he damage his own case before the lawyer was even hired? Maybe he suffered through the pain and helped his buddy move a refrigerator down a steep flight of stairs and into a truck.... all while being filmed by an insurance company investigator. Or maybe he made a statement to the adjuster that puts into question the matter of liability which causes a reduction in what the adjuster is willing to pay? Wouldn't this individual have benefitted from the advice of a lawyer to not engage in any strenuous activity while his case is ongoing or not make statements without counsel present?
If you've been injured in a car accident, make your first call be to the Traffic Law Center at 314-842-5381 and speak with an attorney about your case.